GoAML Registration for UAE Businesses
goAML is the UAE Financial Intelligence Unit's system for anti-money-laundering reports. Real estate brokers, dealers in precious metals and stones, and other designated businesses must register and report through it. We check whether you need to register, prepare your application and set up the records that make reporting straightforward.
- VAT & Corporate Tax returns included
- Free software setup
- Fixed monthly fee
- A named bookkeeper
- Reply within one business day
What's Included
- Check of whether your licensed activities require goAML registration
- Document checklist and application preparation
- Registration of your organisation and compliance officer on goAML
- Help with your supervisory authority's AML registration where needed
- Customer due diligence forms and record-keeping templates
- Bookkeeping set up so cash and high-value transactions are easy to identify
Who Must Register on goAML
UAE anti-money-laundering law requires financial institutions and Designated Non-Financial Businesses and Professions (DNFBPs) to register on goAML so they can submit reports to the Financial Intelligence Unit. Registration is linked to your licensed activities, not to your size, so a small brokerage has the same duty as a large one.
- Real estate brokers and agents
- Dealers in precious metals and precious stones, including gold and jewellery traders
- Lawyers, notaries and other independent legal professionals, for certain transactions
- Accountants and auditors
- Corporate service providers and trust service providers
Not sure if your activity is covered? Send us your trade licence and we'll check it against the current DNFBP categories before you apply.
Marina Homes Real Estate LLC
Real estate broker · DNFBP- Organisation registered on goAML
- Compliance officer appointed
- Risk assessment documented
- Customer due diligence on every client
- Cash deals of AED 55,000+ flagged in the books
Sample data
What goAML Is Used For
Once registered, your compliance officer uses goAML to file reports with the Financial Intelligence Unit. The main ones are suspicious transaction or activity reports, and, for real estate and precious-metals businesses, reports on certain transactions such as cash payments of AED 55,000 or more.
Reports have to be filed promptly, and your records have to show why a customer was accepted and how transactions were checked. That is where clean bookkeeping and organised customer files make the difference.
Need Help With Goaml Registration?
Get a written quote, book a free 15-minute call, or email your question. A real bookkeeper replies.
How goAML Registration Works With Us
- Activity checkWe review your trade licence and business model and confirm whether you must register, and with which supervisory authority.
- DocumentsWe give you one checklist and prepare the forms: licence, owner and compliance officer details, IDs and contact information.
- RegisterWe guide your organisation and compliance officer registration on goAML and follow up until it is approved.
- Set up recordsWe set up customer due diligence forms, a transaction log and bookkeeping rules so reportable transactions stand out.
Documents Usually Needed for goAML Registration
- Valid trade licence showing the regulated activity
- Emirates ID and passport of the compliance officer
- Details of owners, managers and authorised signatories
- Company email, phone and registered address
- Appointment letter for the compliance officer (money laundering reporting officer)
Onboarding · week 2
Al Noor Trading LLC- Trade licence and TRNs received
- Software access set up
- Bank feeds connected
- Opening balances agreed
- 5First month closed
Sample data
After Registration: Staying Compliant
Registration is the start, not the end. Supervisory authorities expect a documented risk assessment, customer due diligence on every client, staff awareness and reports filed on time. Inspections check your records, not just your registration.
- Customer due diligence and identity documents kept for every client
- Cash and high-value transactions recorded clearly in your books
- Suspicious activity escalated to your compliance officer
- Records kept for at least five years
- Registration details updated when your compliance officer changes
Who can see your books
Your software, your subscription- ANYou (owner)Full accessOwn login
- SKSydra K. · BooksGemAccountantOwn login
- RVReviewer · BooksGemRead-only reviewOwn login
- Bank feeds read-only
- No shared passwords
- Remove access anytime
Sample data
Need Help With Goaml Registration?
Get a written quote, book a free 15-minute call, or email your question. A real bookkeeper replies.
Common goAML Mistakes We See
- Waiting until an inspection to register
- Registering, then never logging in, so reports and notifications are missed
- No named compliance officer, or one who has left the company
- Cash payments recorded as ordinary bank receipts, hiding reportable transactions
- Customer files with no ID copies or source-of-funds notes
Frequently Asked Questions
What is goAML?
goAML is the reporting system used by the UAE Financial Intelligence Unit. Regulated businesses register on it and use it to submit anti-money-laundering reports, such as suspicious transaction reports.
Do real estate brokers need goAML registration?
Yes. Real estate brokers and agents are classed as DNFBPs under UAE anti-money-laundering law and must register on goAML and report through it.
Do gold and jewellery traders need to register?
Yes. Dealers in precious metals and stones must register on goAML, and certain transactions, such as cash payments of AED 55,000 or more, must be reported.
Can BooksGem be our compliance officer?
No. The compliance officer is someone you appoint inside your business. We help you register, set up your records and keep your books organised so reporting is easier, but we don't file reports on your behalf or give legal advice.
What happens if we don't register?
Supervisory authorities can impose administrative penalties on businesses that fail to register or report. Check your supervisor's guidance, and register as soon as your licence covers a regulated activity.
GoAML Registration Across the UAE
We work fully online with companies in every emirate, on the mainland and in free zones.
GoAML Registration: Guides
Bookkeeping Fraud: 9 Warning Signs Every Owner Should Know
Late reports, unexplained payments and a bookkeeper who never takes leave: nine warning signs of bookkeeping fraud and how to prevent it.
Read the guide →Bookkeeping for Small Business in UAE: Step-by-Step Guide
Eight simple steps to set up and keep bookkeeping for a UAE small business, with basic examples and the UAE-specific rules you need.
Read the guide →Get Goaml Registration off Your Plate
Tell us about your business and get a fixed monthly quote within one business day.